Should My Dentist Cover the Cost If My Tooth Cap Has Chipped?

The cost of replacing a chipped tooth cap can vary depending on several factors. Let's explore these factors and what you should expect from your dentist.

Understanding the Factors

When a tooth cap (often called a dental crown) has chipped, whether or not your dentist will cover the cost of replacement depends largely on the circumstances that led to the chip. Here are some key points to consider:

1. The Timing of the Crown Installation

If your crown was installed recently and is still in the warranty period, the chances of your dentist covering the cost are higher. However, if the crown was installed over a period of time with no recent issues, the likelihood of coverage is lower.

2. The Reason for the Chip

For example, if the chip occurred because your dentist recommended a bite splint and you did not use it, they might not cover the cost. Conversely, if the chip happened due to biting into something hard, it would be less likely for the dentist to cover the cost.

3. The Severity of the Chip

If the chip is minor and does not affect the aesthetics or function of your tooth, your dentist might suggest keeping it. Removing and replacing a crown is a complex and risky procedure, so it is often not recommended unless absolutely necessary.

Laboratory Warranties and Replacement Options

Not all crowns come with a laboratory warranty, but some do. This means that if the chip is categorized as a manufacturing defect, the lab responsible for making the crown can replace it at a reduced cost. Here are the steps you can take:

1. Discuss with Your Dentist

Speak to your dentist about the warranty coverage. They may be able to contact the laboratory to expedite the process and help you get a replacement crown at a lower cost.

2. Consider the Wear and Tear

A laboratory warranty typically does not cover wear and tear from heavy or inappropriate usage. If your crown has been subjected to such conditions, it might not be covered under warranty.

3. Mild Chips and Minimal Aesthetics Impact

If the chip is very mild and is not affecting the appearance or function of the tooth, your dentist might suggest that you keep the current cap. Removing and replacing a crown involves multiple dental visits, anesthesia, and potential additional issues, so it is usually a last resort.

Frequently Asked Questions

Q: Will my dentist cover the cost if the crown chipped due to biting into something hard?

A: In most cases, no. If the chip occurred because you bit into something hard, it would be less likely for the dentist to cover the cost since it was a result of inappropriate use.

Q: What if my crown was over a certain age before it started showing signs of wear?

A: If the crown has been in place for a significant period and has shown no previous signs of wear, it is less likely that your dentist will cover the cost of replacement.

Q: Is there a way to get my lab warranty verified if I'm not sure if it applies?

A: You can request your dentist to help verify the warranty with the dental laboratory. They can provide the necessary documentation to support your claim for replacement.

Conclusion

When your tooth cap chips, whether or not your dentist will cover the cost of replacement depends on the circumstances that led to the chip. While a dental lab warranty can be a helpful option for minor defects, heavy usage is typically not covered. It is important to communicate with your dentist to understand your options and best course of action.